Recently I have been working on drafting a template for business plans to be used by clusters of farming groups. The clusters register themselves and use their larger membership to try to leverage better prices, share resources, improve their marketing, and decrease the cost of inputs.A business plan is something the cluster can show a bank. Individuals will still get the loans.
I travel with members of ATEFO to meetings to obtain information that will go into the business plans. I was given a nice business plan for a maize cluster to work from, and I’m converting it to rice farmer clusters. It’s mostly the same issues. It’s a little too much like legal work than I prefer. I am a little weak on Word skills for things like tables and templates.
I don’t know if I will get back to a program of teaching farmer groups. I would prefer that. It is tough giving a bank a business plan when the farmers don’t keep records. In the cluster meetings I remind the farmers of that.
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